RenewalGuide
How to keep track of subscriptions
To keep track of subscriptions, keep one list with each service's price, billing cycle, next renewal date and the card it's on, set a reminder a few days before each renewal, and review the list every few months. When a reminder comes up, decide right then: keep it or cancel it.
Start with one complete list
Every subscription you pay for, in one place.
How to do it: Find them all first, then start tracking. How to find all your subscriptions
Record the details that matter
Name, price, monthly or yearly, next renewal date and which card it's on.
How to do it: Add a line with the cancel link or steps too.
Know your real monthly total
Yearly plans hide in a monthly budget.
How to do it: Divide yearly prices by 12 and add them to the monthly ones.
Set reminders before each renewal
A heads-up a few days early gives you time to decide.
How to do it: Add a calendar reminder 3 days before each renewal date.
Decide at the reminder
Keep it if you use it; cancel it if you don't.
How to do it: Ask yourself: did I use this in the last month, and would I sign up again today?
Review every few months
Prices change and so do habits.
How to do it: Every quarter, scan the list and your statement for anything new or more expensive.
Watch for overlaps
Two cloud storage plans, two music services, or a family plan plus a personal one.
How to do it: Keep one of each kind where you can.
Track trials separately
Trials turn into charges if you forget them.
How to do it: Put each trial's end date on your list with its own reminder. How to cancel a free trial
Keep it on one statement
Renewal lists every subscription on one page, gives you a heads-up 1, 3 or 7 days before each renewal and keeps your list on your phone.
How to do it: Answer six quick questions to see yours. See my statement
Every subscription, before it renews. Answer six quick questions and see your subscription statement, heads-ups and cancel guides.
See my statementQuestions
What's the best way to keep track of subscriptions?
One list with the price, cycle, renewal date and card for each, plus a reminder a few days before every renewal.
How often should I review my subscriptions?
Every few months, and whenever a renewal reminder comes up.
Can I track subscriptions without linking my bank?
Yes. A spreadsheet, a note or an app where you add each subscription yourself, like Renewal, works without any bank or email access.
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Updated October 11, 2026